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BankMOD Banking System — Player Guide

Mod Introduction

BankMOD adds a complete banking system to Minecraft, including debit cards, credit cards, ATMs, POS machines, mobile wallet, and bank tellers. You can deposit, withdraw, transfer, use credit overdraft, and scan QR codes to pay, experiencing real financial services in the game.

Items and Blocks

Items

Item [Description]

Debit Card [Basic bank card, uses balance only, no overdraft function]

Credit Card [Bank card that supports overdraft, default limit 1000 yuan, requires timely repayment]

Bank Card [Generic bank card item (used internally by the mod)]

Phone [Opens the phone desktop, access wallet APP for various operations]

Blocks

Block [Description]

ATM [Insert a card to withdraw, deposit (emeralds to money), check balance, cancel card]

POS Machine [Merchant payment terminal, supports fixed price or custom amount input]

Card Issuing Machine [Right-click to automatically issue a debit card and prompt to set a 6-digit PIN]

Payment Code Block [Merchant payment block, requires mobile phone QR code payment]

Entities

Entity [Description]

Teller [Villager-looking bank teller, offers full services including card issuance, deposits, withdrawals, transfers, and credit card repayment. Tellers automatically spawn near ATMs]

Currency Info

In-game currency unit is yuan, with the exchange rate to emeralds being: 1 Emerald = 100 yuan.

Crafting Recipes

All items can be crafted in a crafting table. Recipes can be viewed via the in-game recipe book (press R or click the recipe button).

Phone

ATM

POS Machine

Card Issuing Machine

Payment Code Stand

How to Start

Find or place a Card Issuing Machine, right-click to get a debit card

Or approach the teller (villager-looking entity) near an ATM and interact to get a card

Right-click while holding a bank card to view card number, balance, and status

Bring emeralds to an ATM or teller to deposit and receive balance

Operation Guide

ATM

Hold a bank card and right-click the ATM (sneak + right-click to bind the ATM to your name)

Enter a 6-digit PIN (first-time use requires setting a PIN)

After entering the main menu, you can choose:

Withdraw: Withdraw from balance, amount must be a multiple of 100

Check Balance: View current balance

Deposit: Insert emeralds, exchange at 1:100 rate to balance

Eject Card: Exit and return the card

Cancel Card: Cancel the bank card (balance reset to zero, irreversible)

POS Machine (Merchant Payment)

As a merchant:

Hold a bank card and right-click the POS Machine to bind it as the merchant card

Right-click the same card again on the POS Machine to enter merchant settings

You can set a fixed price (enter 0 for free-input mode)

As a customer:

Hold a bank card or phone and right-click the POS Machine

If the merchant has set a fixed price, confirm payment directly

If in free-input mode, enter the amount and confirm payment

Payments above 50 yuan require entering the PIN

Payment Code Block (QR Code Payment)

First enable payment code in the mobile wallet (requires a default card)

Hold the phone and right-click the bound payment code block

Enter payment amount and wallet PIN to complete payment

Mobile Wallet APP Hold the phone and right-click to open the phone desktop, then click the "Wallet APP" to enter:

Home (Card List):

Shows all bound bank cards

Click a card to view details

Bottom right "[+] Bind Card" to bind other bank cards

"[···] More" to access settings

Card Details Page (upper-lower layout):

Upper section displays: card name, card number, balance, card type, repayment cycle, days until repayment due, outstanding amount, etc.

Lower section is a two-column button grid: Transfer, Transaction History, Credit Card Repayment, Modify Repayment Cycle, Cancel Card, Return Home

Transfer:

Select the source card, enter target player name or 16-digit card number

Enter amount and PIN (amounts above 50 yuan require PIN)

Transaction History:

Shows the last 10 transactions, including type, amount, counterparty, and time

Credit Card Repayment:

The top of the interface displays "Amount Due: XXX yuan"

The input field defaults to the full due amount, can be modified manually (not exceeding the due amount)

If fully paid, displays "No payment due", confirm button disabled

More Settings:

Set default card

Enable/disable small-amount no-pin (≤50 yuan no PIN required)

Modify wallet PIN

Enable payment code

Modify Repayment Cycle:

Options: Daily, Monthly, Yearly (only switchable after overdraft is fully paid)

Daily interest rate: lowest for daily, highest for yearly

Teller Service

Interact with the teller to enter the bank service menu:

Card Issuance Process:

Select card type (Debit/Credit)

Read and agree to the terms of service

Set a 6-digit PIN (can be skipped)

Receive your new card

Service Menu with Existing Card:

Deposit (Emeralds → Balance)

Withdraw (Balance → Emeralds, must be multiple of 100)

Transfer

Check Balance

Cancel Card

Issue New Card (Debit/Credit)

Credit Card Repayment

Commands

Command [Description]

/balance [View the balance of all your bank cards]

/pay [Transfer to another player (default card)]

/pay [Transfers above 500 yuan require including the PIN]

/pay confirm [Confirm large transfers (>10000 yuan)]

Admin Commands

Command [Description]

/bankadmin newcard [Issue a new card to yourself]

/bankadmin balance [View a player's balance]

/bankadmin setbalance [Set a player's balance]

/bankadmin lock/unlock [Lock/unlock a player's account]

/bankadmin info <card_number> [View card details and transaction history]

/bankadmin reload [Reload data]

/bankadmin config set [Modify configuration]

Important Notes

PIN Security: The PIN is a 6-digit number; 3 consecutive incorrect attempts will lock the account for 5 minutes

Forgotten PIN: PINs cannot be recovered. Please remember it. If forgotten, contact an admin to reset

Credit Card Interest: Overdraft accrues daily interest; overdue payments will freeze the card

Card Limit: Each player can have a maximum of 10 bank cards

Cross-World Data: Bank data is stored separately per world; switching worlds requires issuing a new card

ATM Binding: Sneak + right-click on an ATM to bind it to your name; others cannot use it

Small-Amount No-PIN: Transactions of 50 yuan or less may not require a PIN (can be toggled in the mobile wallet)

Teller Spawning: ATMs randomly convert nearby jobless villagers into tellers within an 8-block radius

BankMOD 银行系统 — 玩家指南

Mod 简介

BankMOD 为 Minecraft 添加了一套完整的银行系统，包含借记卡、信用卡、ATM 机、POS 机、手机钱包和银行柜员等。你可以存款取款、转账交易、信用透支、扫码付款，在游戏中体验真实的金融服务。

物品与方块

物品

物品 [说明]

借记卡 [基础银行卡，只能使用余额支付，无透支功能]

信用卡 [支持透支的银行卡，默认额度 1000 元，需按时还款]

银行卡 [通用银行卡物品（由模组内部使用)]

手机 [打开手机桌面，进入钱包 APP 进行各种操作]

方块

方块 [说明]

ATM 机 [插卡后进行取款、存款（绿宝石换钱）、查询余额、注销卡片]

POS 机 [商家收款终端，支持设置固定价格或自由输入金额]

办卡机 [右击后自动发放一张借记卡，并提示设置 6 位支付密码]

付款码方块 [商家收款方块，需用手机扫码支付]

实体

实体 [说明]

柜员 [村民外形的银行柜员，提供开卡、存取款、转账、信用卡还款等全套服务。ATM 机附近会自动生成柜员]

货币说明

游戏内货币单位为元，与绿宝石的兑换比例为：1 绿宝石 = 100 元。

合成配方

所有物品均可在工作台中合成，配方可通过游戏内配方书（按 R 或配方按钮）查看。

手机

ATM机

POS机

办卡机

付款码牌

如何开始

找到或放置一个办卡机，右击即可获得一张借记卡

或者靠近 ATM 机附近的柜员（村民模样的实体），与其交互开卡

手持银行卡时右键可以查看卡号、余额和状态

带上绿宝石到 ATM 或柜员处存入，获得余额

操作指南

ATM 机

手持银行卡右击 ATM 机（潜行+右击可绑定 ATM 到你名下）

输入 6 位支付密码（首次使用需设置密码）

进入主菜单后可以选择：

取款：从余额取款，金额必须是整百

查询余额：查看当前余额

存款：放入绿宝石，按 1:100 汇率兑换成余额

退卡：退出卡片

注销此卡：注销银行卡（余额归零，不可恢复）

POS 机（商家收款）

作为商家：

手持一张银行卡右击 POS 机，将其绑定为商家卡

再次手持同张卡右击 POS 机，进入商家设置界面

可以设置固定价格（输入 0 为自由输入模式）

作为顾客：

手持银行卡或手机右击 POS 机

如果商家设置了固定价格，直接确认支付

如果是自由输入模式，输入金额后确认支付

超过 50 元需输入支付密码

付款码方块（扫码支付）

先在手机钱包中启用付款码（需要默认卡）

手持手机右击已绑定的付款码方块

输入支付金额和钱包密码完成支付

手机钱包 APP

手持手机右击打开手机桌面，点击「钱包 APP」进入：

主页（卡片列表）：

显示所有已绑定的银行卡

点击卡片查看详情

右下角「[+] 绑卡」可绑定其他银行卡

「[···] 更多」进入设置

卡片详情页（上下分区布局）：

上半部分显示：卡片名称、卡号、余额、卡类型、还款周期、距离还款日天数、未还金额等信息

下半部分为两列按钮网格：转账、交易记录、信用卡还款、修改还款周期、注销此卡、返回主页

转账：

选择转出卡，输入目标玩家名或 16 位卡号

输入金额和支付密码（超过 50 元需要密码）

交易记录：

显示最近 10 条交易，包含类型、金额、对手方和时间

信用卡还款：

界面顶部显示"应还金额：XXX元"

输入框默认填入应还全额，可手动修改（不超过应还金额）

若已还清，显示"当前无需还款"，确认按钮禁用

更多设置：

设置默认卡

开启/关闭小额免密（≤50 元无需密码）

修改钱包密码

开通付款码

修改还款周期：

可选每日、每月、每年（还清透支后方可切换）

日利率：每日最低，每年最高

柜员服务

与柜员交互进入银行服务菜单：

开卡流程：

选择卡片类型（借记卡/信用卡）

阅读服务条款并同意

设置 6 位支付密码（可跳过）

收到新卡

已有卡的服务菜单：

存款（绿宝石→余额）

取款（余额→绿宝石，必须整百）

转账

查询余额

注销此卡

开立新卡（借记卡/信用卡）

信用卡还款

指令

指令 [说明]

/balance [查看你所有银行卡的余额]

/pay <玩家> <金额> [向其他玩家转账（默认卡)]

/pay <玩家> <金额> <密码> [超过 500 元转账需要附带密码]

/pay confirm [确认大额转账（>10000元）]

管理员指令

指令 [说明]

/bankadmin newcard [给自己发一张新卡]

/bankadmin balance <玩家> [查看某玩家的余额]

/bankadmin setbalance <玩家> <金额> [设置某玩家的余额]

/bankadmin lock/unlock <玩家> [锁定/解锁某玩家的账户]

/bankadmin info <卡号> [查看卡详情和交易记录]

/bankadmin reload [重新加载数据]

/bankadmin config set <键> <值> [修改配置]

注意事项

密码安全：支付密码为 6 位数字，连续输错 3 次会锁定 5 分钟

密码遗忘：密码不可找回，请牢记。若遗忘需要找管理员重置

信用卡利息：透支后按日计息，逾期未还会冻结卡片

卡片上限：每位玩家最多拥有 10 张银行卡

跨世界数据：每个世界的银行数据独立存储，换世界需要重新开卡

ATM 绑定：潜行+右击 ATM 机可将其绑定到你名下，其他人无法使用

小额免密：50 元及以下的交易可以不输入密码（可在手机钱包中开关）

柜员生成：ATM 机附近会随机将无业村民转化为柜员，半径 8 格内